Point-of-Sale EMI Marketing
Bajaj Finance markets its EMI card and financing products at the point of purchase through in-store displays, trained merchant sales staff, and QR code-based digital EMI origination — converting the retail environment into a distributed financial services sales channel where the purchase intent moment is captured for financing conversion at the highest-receptivity point in the customer journey.
Digital App Acquisition and Engagement
The Bajaj Finserv app is marketed through digital channels — Google, YouTube, Instagram, and programmatic advertising — targeting consumers who have demonstrated financial services intent signals, with the app's utility features (bill payments, UPI) serving as low-friction entry points that drive download and engagement before converting users into loan, insurance, and investment product customers.