Digital Performance Marketing
Targeted digital acquisition campaigns on Google, Meta, and programmatic networks using pre-qualification algorithms that assess prospect creditworthiness before ad spend is committed — reducing acquisition cost per qualified borrower by filtering out ineligible applicants at the top of the funnel rather than at the underwriting stage.
Employer Partnership Channel
Direct corporate employer partnerships to offer Navi personal loans, home loans, and health insurance as employee financial wellness benefits — accessing salary-verified, low-risk borrowers at significantly lower acquisition costs than digital paid channels, with salary deduction repayment improving collection reliability.